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Online Pre-approval Application |
Quick Credit Analysis |
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Start the loan process right away by completing our secure pre-approval application: |
Just provide some basic information to get started - we will contact you to discuss your options! |
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Apply Online! |
Apply Online! | |
Get Pre-approved Today!
We have a loan program to fit your needs... You’ll have the flexibility, the best service and the industry’s latest technology to complete your home purchase or refinancing needs.
Increase your negotiating strength when you write an offer by having your mortgage pre-approved. Our mortgage experts are dedicated to making your home financing experience as easy as possible. Whether you are buying your first home, or building your dream, we have the information and solutions you need to make a sound home financing decision.
When you begin house hunting, one of the first questions you’ll ask yourself is: “How much can I afford?” Our Pre-approval Program will help you find the answer quickly.
Pre-approval Benefits:
- Save time as you target your search. You won’t waste time looking at homes outside your budget. Knowing the maximum mortgage amount you may obtain allows you to shop confidently for a home within your price range.
- Improve negotiations with sellers. Sellers often show preference to the buyer with “assured” financing, knowing that pre-approval often ensures a quicker closing. Once sellers know you’re preapproved, they may be more inclined to negotiate price and other contingencies.
- Speed up the final loan approval. Since we obtain much of the required loan documentation at the time you apply for your pre-approval, we’ll be able to process your mortgage request more quickly once you have an accepted purchase contract.
- Enjoy peace of mind. Pre-approval removes much of the anxiety formerly associated with shopping for a home. By knowing exactly how much financing is available to you, there’s no need to worry about whether or not you will be approved for the loan amount you desire.
Get Started Today!
We want to help you complete the home buying process as smoothly and easily as possible. We’re here to assist you in any way we can. Remember, 1862 Mortgage offers solutions to help you meet all your financial goals.
Find a Loan Officer - Choose from any one of our knowledgeable and helpful loan officers to help you through the home buying process.
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