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1862 Mortgage has partnered with Ruhl&Ruhl REALTORS to offer a convenient one-stop experience for both home buying and home financing needs nationwide. As partners, we work closely together to keep each other informed and updated on the process of our customer's transactions. We are dedicated to providing service with quality, value, and integrity to all of our customers.

1862 Mortgage also offers hundreds of loan choices for purchasing or refinancing your home. But our strength lies in the knowledge and experience of our loan officers. Many of our loan officers have been in the industry for decades and have successfully handled all types of home buying situations. Our loan officers are responsive, professional and readily available to customers to answer questions, address issues, and move through the mortgage process smoothly.

1862 Mortgage is a DBA (Doing Business As) of Shelter Mortgage, an operating subsidiary of Guaranty Bank. Guaranty Bank is a federally chartered bank that was founded in 1923 and has over 170 branch locations nationwide. As part of a strong and stable bank, 1862 Mortgage offers the promise of longevity and security along with a commitment to service excellence.


Working with You and For You to Find the Best Mortgage

Your mortgage experience is only as good as your loan officer – and our loan officers are the best in the mortgage industry! Other banks originate loans, but our loan officers also build lasting relationships with customers who return to us again and again.

Listening to Your Needs
We have hundreds of loan programs for you, but some may be better choices, based on your budget, lifestyle and goals. Our loan officers ask questions and listen. Only then do they walk you through loan choices and suggest options. Many of our loan officers are homeowners themselves and understand the importance of matching customers with the right mortgage.

Experience Matters
Experience matters in the mortgage industry and our loan officers have it – many years worth, as a matter of fact. They have helped many people in unique and challenging situations. As a result, they are creative thinkers and excellent problem solvers, so you are in good hands from beginning to end.

Available Anytime – Even Nights and Weekends
Always expect a timely response from our loan officers. We go out of our way to be convenient and accessible - another reason customers refer us to friends and family.

Find a Loan Officer - Choose from any one of our knowledgeable and helpful loan officers to help you through the home buying process.


You can even Apply Online today!